Taxas para ETF

[Eddy Paulini]

Boa noite, sardinhada  🐟🐟🐟

 

Quando analisam ETF's no exterior e observam as taxas, vocês estabelecem um percentual máximo?

Claramente quanto menor melhor. Mas algum de vocês chegam a estabelecer um limite? Por exemplo: até 0,20% é aceitável.

E se tem esse limite, como chegaram a este número?

 

Valeu turma!

[Danilo Alves Silva Spinola Barbosa]

51 minutes ago, Edison Luis Paulini disse:

Boa noite, sardinhada  🐟🐟🐟

 

Quando analisam ETF's no exterior e observam as taxas, vocês estabelecem um percentual máximo?

Claramente quanto menor melhor. Mas algum de vocês chegam a estabelecer um limite? Por exemplo: até 0,20% é aceitável.

E se tem esse limite, como chegaram a este número?

 

Valeu turma!

Sabe que eu ainda não olhei, pior que já escolhi os ETF que devo investir lá fora. Se quiser olhar as taxas deles. QQQ, VOO e DVY.

[Matheus Malheiros Pinto]

9 horas atrás, Edison Luis Paulini disse:

Boa noite, sardinhada  🐟🐟🐟

 

Quando analisam ETF's no exterior e observam as taxas, vocês estabelecem um percentual máximo?

Claramente quanto menor melhor. Mas algum de vocês chegam a estabelecer um limite? Por exemplo: até 0,20% é aceitável.

E se tem esse limite, como chegaram a este número?

 

Valeu turma!

Bom dia, Edison!

Como os ETFs são fundos de gestão passiva, é esperado que cobrem taxas bem reduzias. Como um fundo de gestão ativa normalmente cobra 2% de administração, considero acima de 1% no ETF uma taxa elevada.

[Rai Nunes Espindola]

46 minutes ago, Matheus Malheiros Pinto disse:

Bom dia, Edison!

Como os ETFs são fundos de gestão passiva, é esperado que cobrem taxas bem reduzias. Como um fundo de gestão ativa normalmente cobra 2% de administração, considero acima de 1% no ETF uma taxa elevada.

Concordo com vc, mas por mais que a taxa seja elevada, é importante analisar a performance do fundo, certo? Pois ele pode se pagar com facilidade. Apesar de acreditar que isso deva ser improvável na maioria dos casos.

[Matheus Malheiros Pinto]

28 minutes ago, Rai Nunes disse:

Concordo com vc, mas por mais que a taxa seja elevada, é importante analisar a performance do fundo, certo? Pois ele pode se pagar com facilidade. Apesar de acreditar que isso deva ser improvável na maioria dos casos.

Difícil acontecer em um ETF, visto que fazem gestão passiva. Se for o caso, é melhor copiar o índice na carteira e ter esse trabalho a mais.

[Adriano Umemura]

As respostas ja foram dadas acima. Mas se quiser uma melhor avaliação das taxas em relação ao que vc esta pagando, nos prospectos dos etfs vem discriminado. Este abaixo é do QQQ

Taxa do administrador 0,04% (2) Taxa de licença da Nasdaq 0,08% Despesas de marketing 0,08% (3) Outras Despesas Operacionais Estimadas 0,00% (4) Despesas brutas totais 0,20% (5)

 

(2)	The Trustee’s annual fee ranges from 0.04% to 0.10%, based on the NAV of the Trust, with a minimum fee amount not to fall below $180,000. See “Expenses of the Trust.” Ordinary operating expenses of the Trust do not include brokerage commissions incurred on the purchase or sale of Securities.

 

(3)	Marketing expenses include direct advertising in print and television media, and the cost of production of such advertising, consultant fees and prospectus printing expenses.

 

(4)	Amount represents less than 0.005%.

 

(5)

Until the Sponsor otherwise determines, the Sponsor has undertaken that the ordinary operating expenses of the Trust as calculated by the Trustee will not be permitted to exceed an amount which is 20/100 of one percent (0.20%) per annum of the daily net assets of the Trust. Gross expenses of the Trust for the

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year ended September 30, 2022, without regard to this undertaking, were also 0.20% of the NAV of the Trust and, accordingly, no expenses of the Trust were assumed by the Sponsor. The Sponsor may, in its sole discretion, discontinue its undertaking to limit ordinary operating expenses of the Trust. See “Expenses of the Trust.”

An investor does not pay any sales charges in connection with purchases or reinvestment of distributions of Invesco QQQ Shares or ordinarily any deferred sales charge on the redemption (redemptions are only allowed in Creation Unit sizes—i.e., 50,000 Shares of Invesco QQQ Shares). Investors purchasing or selling Invesco QQQ Shares in the secondary market would incur customary brokerage commissions and charges.

Transaction fees charged in connection with each creation or redemption of Creation Units through the Invesco QQQ Clearing Process range from $0 to $1,000 per Participating Party, depending on whether they are separate creations or redemptions of Invesco QQQ Shares or shares of other similar exchange-traded funds based on the Index.

Example of Expenses

An investor would pay the following expenses on a $10,000 investment as a result of the operating expense ratio cap of 0.20% set forth in footnote (5) above for the year ended September 30, 2022 being applicable for the first period, and assuming for the remaining periods that estimated gross operating expenses thereafter remain at 0.20% of the NAV of the Trust and a 5% annual return on investment throughout the periods.

Cumulative Expenses Paid for Period of:

 

1 Year		3 Years		5 Years		10 Years
$20		$64		$113		$255

The above example assumes the reinvestment of all dividends and distributions and utilizes a 5% annual rate of return as mandated by Commission regulations applicable to mutual funds. Although the Trust is a unit investment trust rather than a mutual fund, this information is represented to permit a comparison of fees. The example should not be considered a representation of past or future expenses or annual rate of return; the actual expenses and annual rate of return may be more or less than those assumed for purposes of this example. Investors should also note that the presentation of a $10,000 investment is for illustration purposes only. Pursuant to an exemptive order obtained from the Commission, the Trust may reimburse the Sponsor for certain expenses relating to the printing and distribution of marketing materials describing the Invesco QQQ Shares and the Trust, reimbursement to the Sponsor for annual licensing fees and federal and state annual registration fees for the issuance of Invesco QQQ Shares up to 0.20% (20 basis points) of the Trust’s total assets.

[Eddy Paulini]

5 horas atrás, Matheus Malheiros Pinto disse:

Bom dia, Edison!

Como os ETFs são fundos de gestão passiva, é esperado que cobrem taxas bem reduzias. Como um fundo de gestão ativa normalmente cobra 2% de administração, considero acima de 1% no ETF uma taxa elevada.

Boa tarde!

Já me ajuda muito em ter um ponto de partida!

 

Valeu mesmo @Matheus Malheiros Pinto!

[Eddy Paulini]

14 horas atrás, Danilo Alves Silva Spinola Barbosa disse:

Sabe que eu ainda não olhei, pior que já escolhi os ETF que devo investir lá fora. Se quiser olhar as taxas deles. QQQ, VOO e DVY.

Vou colocar em lista de avaliação. 

Olhar, entender, pesquisar não custa nada!

 

Valeu, @Danilo Alves Silva Spinola Barbosa!

[Eddy Paulini]

52 minutes ago, Adriano Luiz Odahara Umemura disse:

As respostas ja foram dadas acima. Mas se quiser uma melhor avaliação das taxas em relação ao que vc esta pagando, nos prospectos dos etfs vem discriminado. Este abaixo é do QQQ

Taxa do administrador 0,04% (2) Taxa de licença da Nasdaq 0,08% Despesas de marketing 0,08% (3) Outras Despesas Operacionais Estimadas 0,00% (4) Despesas brutas totais 0,20% (5)

 

(2)	The Trustee’s annual fee ranges from 0.04% to 0.10%, based on the NAV of the Trust, with a minimum fee amount not to fall below $180,000. See “Expenses of the Trust.” Ordinary operating expenses of the Trust do not include brokerage commissions incurred on the purchase or sale of Securities.

 

(3)	Marketing expenses include direct advertising in print and television media, and the cost of production of such advertising, consultant fees and prospectus printing expenses.

 

(4)	Amount represents less than 0.005%.

 

(5)

Until the Sponsor otherwise determines, the Sponsor has undertaken that the ordinary operating expenses of the Trust as calculated by the Trustee will not be permitted to exceed an amount which is 20/100 of one percent (0.20%) per annum of the daily net assets of the Trust. Gross expenses of the Trust for the

---

year ended September 30, 2022, without regard to this undertaking, were also 0.20% of the NAV of the Trust and, accordingly, no expenses of the Trust were assumed by the Sponsor. The Sponsor may, in its sole discretion, discontinue its undertaking to limit ordinary operating expenses of the Trust. See “Expenses of the Trust.”

An investor does not pay any sales charges in connection with purchases or reinvestment of distributions of Invesco QQQ Shares or ordinarily any deferred sales charge on the redemption (redemptions are only allowed in Creation Unit sizes—i.e., 50,000 Shares of Invesco QQQ Shares). Investors purchasing or selling Invesco QQQ Shares in the secondary market would incur customary brokerage commissions and charges.

Transaction fees charged in connection with each creation or redemption of Creation Units through the Invesco QQQ Clearing Process range from $0 to $1,000 per Participating Party, depending on whether they are separate creations or redemptions of Invesco QQQ Shares or shares of other similar exchange-traded funds based on the Index.

Example of Expenses

An investor would pay the following expenses on a $10,000 investment as a result of the operating expense ratio cap of 0.20% set forth in footnote (5) above for the year ended September 30, 2022 being applicable for the first period, and assuming for the remaining periods that estimated gross operating expenses thereafter remain at 0.20% of the NAV of the Trust and a 5% annual return on investment throughout the periods.

Cumulative Expenses Paid for Period of:

 

1 Year		3 Years		5 Years		10 Years
$20		$64		$113		$255

The above example assumes the reinvestment of all dividends and distributions and utilizes a 5% annual rate of return as mandated by Commission regulations applicable to mutual funds. Although the Trust is a unit investment trust rather than a mutual fund, this information is represented to permit a comparison of fees. The example should not be considered a representation of past or future expenses or annual rate of return; the actual expenses and annual rate of return may be more or less than those assumed for purposes of this example. Investors should also note that the presentation of a $10,000 investment is for illustration purposes only. Pursuant to an exemptive order obtained from the Commission, the Trust may reimburse the Sponsor for certain expenses relating to the printing and distribution of marketing materials describing the Invesco QQQ Shares and the Trust, reimbursement to the Sponsor for annual licensing fees and federal and state annual registration fees for the issuance of Invesco QQQ Shares up to 0.20% (20 basis points) of the Trust’s total assets.

Anotado também para melhor olhar os prospectos aqui!

 

Valeu, @Adriano Luiz Odahara Umemura!